Thursday, December 31, 2009
PIP..Peace in Palestine?...People in Power?...noooo...its PRICE INTEREST POINT
I rather make more Dollar value than more pips in forex. 100pips can give you $10,20,30 or more. The sky is the limit. It depends on how many lots you open a position.
Simply profound and profoundly simple
Life is meant to be simple. Genesis say so. Adam and Eve has the Garden of Eden for their eternal enjoyment. Adan and Eve has a perfect relationship with God. Everything is perfect..... No work, no stresses, no diseases, no worries.......everyone's dream. So is paradise boring? NO. Do you find it boring when you can spend time with your family the whole day and day after day forever? If you do then there is something wrong with your marriage.
But Adam and Eve disobey....Satan won the 1st round...2nd round....3rd round....final round Satan will lose... when Jesus Christ return as a powerful KING.
Jesus 1st came on earth as a meek human, to be crucified, to die for our sins......BUT when He returns.... its the total opposite in many areas....One thing for sure He will defeat Satan............Amen
But Adam and Eve disobey....Satan won the 1st round...2nd round....3rd round....final round Satan will lose... when Jesus Christ return as a powerful KING.
Jesus 1st came on earth as a meek human, to be crucified, to die for our sins......BUT when He returns.... its the total opposite in many areas....One thing for sure He will defeat Satan............Amen
God's love in one sentence
"For God so loved the world, that he gave his only Son, that whoever believes in him should not perish but have eternal life."
--John 3:16
A number of years ago, Karl Barth, the famous German theologian, was lecturing at a major northeaster seminary. At a Q&A session, a man asked Mr. Barth what the most profound thought was that ever entered his mind.
The man clearly expected to hear some philosophical comment from Mr. Barth. But the theologian looked at the man and simply said, "The most profound thought that has ever occurred to me is this: Jesus loves me this I know, for the Bible tells me so."
You and I need to realize how remarkable the message of God's love truly is. It is simply profound and profoundly simple! And no other verse of Scripture summarizes his love for us as completely as John 3:16: "For God so loved the world...."
It is an undeniable fact. God loves you!
The expression of his love is evident from the first page to the last of Scripture. And if you will look, the expressions of Jesus' love for you are written throughout the pages of your life. It's there!
See his goodness, his patience, his kindness, his grace, his longsuffering, his faithfulness, his mercy, and so much more.
Never doubt his love for you. Jesus loves you!
"JESUS LOVES ME THIS I KNOW, FOR THE BIBLE TELLS ME SO."
--John 3:16
A number of years ago, Karl Barth, the famous German theologian, was lecturing at a major northeaster seminary. At a Q&A session, a man asked Mr. Barth what the most profound thought was that ever entered his mind.
The man clearly expected to hear some philosophical comment from Mr. Barth. But the theologian looked at the man and simply said, "The most profound thought that has ever occurred to me is this: Jesus loves me this I know, for the Bible tells me so."
You and I need to realize how remarkable the message of God's love truly is. It is simply profound and profoundly simple! And no other verse of Scripture summarizes his love for us as completely as John 3:16: "For God so loved the world...."
It is an undeniable fact. God loves you!
The expression of his love is evident from the first page to the last of Scripture. And if you will look, the expressions of Jesus' love for you are written throughout the pages of your life. It's there!
See his goodness, his patience, his kindness, his grace, his longsuffering, his faithfulness, his mercy, and so much more.
Never doubt his love for you. Jesus loves you!
"JESUS LOVES ME THIS I KNOW, FOR THE BIBLE TELLS ME SO."
Stocks little changed as dollar strengthens
NEW YORK (AP) -- Stocks ended the next-to-last day of 2009 little changed as welcome news on manufacturing helped offset a drop in commodities prices.
The market drew support Wednesday from a key economic indicator that signaled growth in Midwest manufacturing for a third straight month. The Chicago Purchasing Managers Index rose to 60 in December from 56.1 in November. The report found that production and new orders increased and employment improved.
A rising dollar and light volume held the market's gains in check. A rise in the dollar makes commodities, and thus the shares of companies that produce commodities, less attractive to foreign buyers. It also hurts the profits of companies that do business overseas.
Some investors have been buying the dollar in recent weeks on the belief that the economy is improving and the Federal Reserve will raise interest rates in the next year. That buying interest comes after a months-long slide in the greenback.
Rock-bottom interest rates have encouraged investors this year to move out of cash and into riskier assets such as stocks and commodities that have the potential to earn bigger returns. While a rise in interest rates would be a sign that the economy is on the right track, it could hurt the stock market's advance.
After a 24.7 percent rise in the benchmark Standard & Poor's 500 index this year, many investors have closed their books and are making few moves ahead of the start of 2010. Trading has been quiet with fewer players in the market, though light volume can also bring volatility.
"We've seen oil up and down, the dollar up and down, the market up and down," said Frank Ingarra, co-portfolio manager at Hennessy Funds. "I don't think we'll see a major move one way or the other."
The Dow Jones industrial average ticked up 3.10, or less than 0.1 percent, to 10,548.51, its highest close since Oct. 1, 2008. The Dow traded in a 45-point range, its sixth straight day of moving fewer than 70 points. The last time the Dow held such a tight range for that period was November 1996.
With one trading day left in the year, the Dow is up 61.1 percent from the 12-year low it reached in March, but is still down 25.5 from its peak of 14,164.53 in October 2007.
The S&P 500 index edged up 0.22, or less than 0.1 percent, to 1,126.42, while the Nasdaq composite index rose 2.88, or 0.1 percent, to 2,291.28.
The modest moves came a day after stocks broke a six-day winning streak as reports on home prices and consumer confidence failed to rally investors.
The ICE Futures U.S. dollar index, which measures the dollar against other major currencies, rose 0.1 percent. Gold and other metals fell. Oil prices rose after the government reported that the nation's crude supply fell for a fourth week in a row. Light, sweet crude added 41 cents to settle at $79.28 a barrel on the New York Mercantile Exchange.
Bond prices mostly rose following an auction of seven-year notes. In total, the Treasury auctioned $118 billion in debt for the week. The yield on the benchmark 10-year Treasury note, which moves opposite its price, fell to 3.79 percent from 3.80 percent. Interest rates on many consumer loans track the yield on the 10-year Treasury.
The day brought reminders that companies are still hurting from the blows of the recession.
The government injected GMAC Financial Services with $3.8 billion in cash to help the financing company deal with losses in its home mortgage business. The Treasury Department said the new aid is drawn from a taxpayer-financed bailout fund but is less than the roughly $6 billion the government had expected GMAC would require. GMAC has already received $12.5 billion in taxpayer money. The latest move boosts the federal government's ownership in GMAC to 56 percent from 35 percent.
Meanwhile, Aetna Inc. said it expects to book a fourth-quarter charge of up to $65 million to cover the costs of layoffs and consolidations. Shares of the health insurer fell 71 cents, or 2.2 percent, to $32.15.
Falling stocks narrowly outpaced those that rose on the New York Stock Exchange, where consolidated volume came to 2.4 billion shares, down from 2.6 billion Tuesday.
In other trading, the Russell 2000 index of smaller companies rose 0.23, or less than 0.1 percent, to 633.41.
Overseas, Britain's FTSE 100 fell 0.7 percent, Germany's DAX index lost 0.9 percent, and France's CAC-40 fell 0.6 percent. Japan's Nikkei stock average fell 0.9 percent.
The market drew support Wednesday from a key economic indicator that signaled growth in Midwest manufacturing for a third straight month. The Chicago Purchasing Managers Index rose to 60 in December from 56.1 in November. The report found that production and new orders increased and employment improved.
A rising dollar and light volume held the market's gains in check. A rise in the dollar makes commodities, and thus the shares of companies that produce commodities, less attractive to foreign buyers. It also hurts the profits of companies that do business overseas.
Some investors have been buying the dollar in recent weeks on the belief that the economy is improving and the Federal Reserve will raise interest rates in the next year. That buying interest comes after a months-long slide in the greenback.
Rock-bottom interest rates have encouraged investors this year to move out of cash and into riskier assets such as stocks and commodities that have the potential to earn bigger returns. While a rise in interest rates would be a sign that the economy is on the right track, it could hurt the stock market's advance.
After a 24.7 percent rise in the benchmark Standard & Poor's 500 index this year, many investors have closed their books and are making few moves ahead of the start of 2010. Trading has been quiet with fewer players in the market, though light volume can also bring volatility.
"We've seen oil up and down, the dollar up and down, the market up and down," said Frank Ingarra, co-portfolio manager at Hennessy Funds. "I don't think we'll see a major move one way or the other."
The Dow Jones industrial average ticked up 3.10, or less than 0.1 percent, to 10,548.51, its highest close since Oct. 1, 2008. The Dow traded in a 45-point range, its sixth straight day of moving fewer than 70 points. The last time the Dow held such a tight range for that period was November 1996.
With one trading day left in the year, the Dow is up 61.1 percent from the 12-year low it reached in March, but is still down 25.5 from its peak of 14,164.53 in October 2007.
The S&P 500 index edged up 0.22, or less than 0.1 percent, to 1,126.42, while the Nasdaq composite index rose 2.88, or 0.1 percent, to 2,291.28.
The modest moves came a day after stocks broke a six-day winning streak as reports on home prices and consumer confidence failed to rally investors.
The ICE Futures U.S. dollar index, which measures the dollar against other major currencies, rose 0.1 percent. Gold and other metals fell. Oil prices rose after the government reported that the nation's crude supply fell for a fourth week in a row. Light, sweet crude added 41 cents to settle at $79.28 a barrel on the New York Mercantile Exchange.
Bond prices mostly rose following an auction of seven-year notes. In total, the Treasury auctioned $118 billion in debt for the week. The yield on the benchmark 10-year Treasury note, which moves opposite its price, fell to 3.79 percent from 3.80 percent. Interest rates on many consumer loans track the yield on the 10-year Treasury.
The day brought reminders that companies are still hurting from the blows of the recession.
The government injected GMAC Financial Services with $3.8 billion in cash to help the financing company deal with losses in its home mortgage business. The Treasury Department said the new aid is drawn from a taxpayer-financed bailout fund but is less than the roughly $6 billion the government had expected GMAC would require. GMAC has already received $12.5 billion in taxpayer money. The latest move boosts the federal government's ownership in GMAC to 56 percent from 35 percent.
Meanwhile, Aetna Inc. said it expects to book a fourth-quarter charge of up to $65 million to cover the costs of layoffs and consolidations. Shares of the health insurer fell 71 cents, or 2.2 percent, to $32.15.
Falling stocks narrowly outpaced those that rose on the New York Stock Exchange, where consolidated volume came to 2.4 billion shares, down from 2.6 billion Tuesday.
In other trading, the Russell 2000 index of smaller companies rose 0.23, or less than 0.1 percent, to 633.41.
Overseas, Britain's FTSE 100 fell 0.7 percent, Germany's DAX index lost 0.9 percent, and France's CAC-40 fell 0.6 percent. Japan's Nikkei stock average fell 0.9 percent.
Wednesday, December 30, 2009
Give thanks......Dear Lord, TQVM....help me to be thankful and grateful.....Amen
Reflect on your present blessings of which every man has many, not on your past misfortunes, of which all men have some.
~ Charles Dickens
~ Charles Dickens
Trade for fun and you will see money rolling in.......
When you do anything for fun, you will not only enjoy it but also it gives you tremendous satisfaction to your spirit. Anything done for fun will not put much pressure or stress in your life.
Working for someone can be fun. Doing business can be fun. Trading the markets can be fun....................
Of course its easier said than done. With hard work, lots of practice, making huge sacrifices..........AND TOTAL DEPENDENCE ON GOD..........LIFE IS FUN TOO
Working for someone can be fun. Doing business can be fun. Trading the markets can be fun....................
Of course its easier said than done. With hard work, lots of practice, making huge sacrifices..........AND TOTAL DEPENDENCE ON GOD..........LIFE IS FUN TOO
God's love for you
"For God so loved the world, that he gave his only Son, that whoever believes in him should not perish but have eternal life."
--John 3:16
What do you think is the most important verse in all of Scripture? There are certainly many from which to choose. But one stands out to me as the essence of God's redemptive story, and it is today's verse, John 3:16.
In this single verse, you and I can see all that transpired at Calvary—that love was crucified by sin! That's what happened at the cross.
Now, I can tell you that I have been preaching the love of God and Christ Jesus since I was just a teenager in the late 1960s. And still, when it comes to describing the love of God, words can seem so inadequate to try to communicate the astounding and amazing love of God.
But my friend Max Lucado has captured the significance of this verse in a powerful and creative way. He said:
"If you know nothing about the Bible, start here at John 3:16. And if you know everything about the Bible, return here to John 3:16."
And that is exactly how important this verse is to the foundation of your faith. The story of salvation begins and ends with God's love for you!
THE STORY OF SALVATION BEGINS
AND ENDS WITH GOD'S LOVE FOR YOU!
--------------------------------------------------------------------------------
For more from PowerPoint Ministries and Dr. Jack Graham, please visit www.jackgraham.org
--John 3:16
What do you think is the most important verse in all of Scripture? There are certainly many from which to choose. But one stands out to me as the essence of God's redemptive story, and it is today's verse, John 3:16.
In this single verse, you and I can see all that transpired at Calvary—that love was crucified by sin! That's what happened at the cross.
Now, I can tell you that I have been preaching the love of God and Christ Jesus since I was just a teenager in the late 1960s. And still, when it comes to describing the love of God, words can seem so inadequate to try to communicate the astounding and amazing love of God.
But my friend Max Lucado has captured the significance of this verse in a powerful and creative way. He said:
"If you know nothing about the Bible, start here at John 3:16. And if you know everything about the Bible, return here to John 3:16."
And that is exactly how important this verse is to the foundation of your faith. The story of salvation begins and ends with God's love for you!
THE STORY OF SALVATION BEGINS
AND ENDS WITH GOD'S LOVE FOR YOU!
--------------------------------------------------------------------------------
For more from PowerPoint Ministries and Dr. Jack Graham, please visit www.jackgraham.org
Saturday, December 26, 2009
Holiday or Holy Day?
Holiday or Holy Day?
Matthew 1:18-25
For centuries, society has been slowly drifting down a broad river of change, but speed is picking up, and we have now entered the rapids. Even Christmas is not immune to these changes. It has become just a "holiday" to the world—and, sadly, even to some Christians.
"Merry Christmas" has been replaced by "Happy Holidays," and carols about Jesus have been traded for songs celebrating Santa Claus, winter, family, and friends. Finding Christ-centered Christmas cards has become a challenge. Snowmen and sleighs have taken the place of manger scenes, which were once common in both private and public settings.
This slide away from Christ is the natural progression of the world, but it is not the direction that believers should go. Drifting is easy: you just relax and follow the path of least resistance. But going against the stream requires constant awareness and diligent effort. We must actively guard against letting the world steal Christ from our celebrations.
Christmas is not just a holiday; it is a holy day—the day God came to earth in the flesh of a tiny baby for the purpose of reconciling sinful mankind to Himself. Holidays are numerous, but there is only one Christmas.
The world tries hard to find pleasure in Christ-less holiday observances, but happiness is often elusive when experiences don't match expectations. If you feel a sense of letdown, you may have drifted away from an authentic celebration of Christmas. Allow Jesus back in, and joy will return.
For more biblical teaching and resources from Dr. Charles Stanley, please visit www.intouch.org.
Matthew 1:18-25
For centuries, society has been slowly drifting down a broad river of change, but speed is picking up, and we have now entered the rapids. Even Christmas is not immune to these changes. It has become just a "holiday" to the world—and, sadly, even to some Christians.
"Merry Christmas" has been replaced by "Happy Holidays," and carols about Jesus have been traded for songs celebrating Santa Claus, winter, family, and friends. Finding Christ-centered Christmas cards has become a challenge. Snowmen and sleighs have taken the place of manger scenes, which were once common in both private and public settings.
This slide away from Christ is the natural progression of the world, but it is not the direction that believers should go. Drifting is easy: you just relax and follow the path of least resistance. But going against the stream requires constant awareness and diligent effort. We must actively guard against letting the world steal Christ from our celebrations.
Christmas is not just a holiday; it is a holy day—the day God came to earth in the flesh of a tiny baby for the purpose of reconciling sinful mankind to Himself. Holidays are numerous, but there is only one Christmas.
The world tries hard to find pleasure in Christ-less holiday observances, but happiness is often elusive when experiences don't match expectations. If you feel a sense of letdown, you may have drifted away from an authentic celebration of Christmas. Allow Jesus back in, and joy will return.
For more biblical teaching and resources from Dr. Charles Stanley, please visit www.intouch.org.
He Lives Within You
He Lives Within You
by Max Lucado
The virgin birth is more, much more, than a Christmas story; it is a picture of how close Christ will come to you. The first stop on his itinerary was a womb. Where will God go to touch the world? Look deep within Mary for an answer.
Better still, look deep within yourself. What he did with Mary, he offers to us! He issues a Mary-level invitation to all his children. "If you'll let me, I'll move in!"
Proliferating throughout the scriptures is a preposition that leaves no doubt- the preposition in. Jesus lives in his children.
John was clear, "Those who obey his commands live in him, and he in them" (I John 3:24 NIV, emphasis mine).
Christ grew in Mary until he had to come out. Christ will grow in you until the same occurs. He will come out in your speech, in your actions, in your decisions. Every place you live will be a Bethlehem, and every day you live will be a Christmas. You, like Mary, will deliver Christ into the world.
God in us! Have we sounded the depth of this promise?
God was with Adam and Eve. God was with Abraham. God was with Moses and the children of Israel. God was with the apostles.
But he is in you. You are a modern-day Mary. Even more so. He was a fetus in her, but he is a force in you. He will do what you cannot.
Can't stop drinking? Christ can. And he lives within you.
Can't stop worrying? Christ can. And he lives within you.
Can't forgive the jerk, forget the past, or forsake your bad habits? Christ can! And he lives within you.
From Next Door Savior
Copyright (Thomas Nelson, 2003) Max Lucado
by Max Lucado
The virgin birth is more, much more, than a Christmas story; it is a picture of how close Christ will come to you. The first stop on his itinerary was a womb. Where will God go to touch the world? Look deep within Mary for an answer.
Better still, look deep within yourself. What he did with Mary, he offers to us! He issues a Mary-level invitation to all his children. "If you'll let me, I'll move in!"
Proliferating throughout the scriptures is a preposition that leaves no doubt- the preposition in. Jesus lives in his children.
John was clear, "Those who obey his commands live in him, and he in them" (I John 3:24 NIV, emphasis mine).
Christ grew in Mary until he had to come out. Christ will grow in you until the same occurs. He will come out in your speech, in your actions, in your decisions. Every place you live will be a Bethlehem, and every day you live will be a Christmas. You, like Mary, will deliver Christ into the world.
God in us! Have we sounded the depth of this promise?
God was with Adam and Eve. God was with Abraham. God was with Moses and the children of Israel. God was with the apostles.
But he is in you. You are a modern-day Mary. Even more so. He was a fetus in her, but he is a force in you. He will do what you cannot.
Can't stop drinking? Christ can. And he lives within you.
Can't stop worrying? Christ can. And he lives within you.
Can't forgive the jerk, forget the past, or forsake your bad habits? Christ can! And he lives within you.
From Next Door Savior
Copyright (Thomas Nelson, 2003) Max Lucado
Friday, December 25, 2009
What Christmas means to me this year..........
Lord, thank you for Christmas.............Amen
God became human on one Christmas day. He came in the form of baby Jesus. Born in a manger God tells the world its great to be the downtrodden as it is only temporary. Jesus Christ will returns to earth as a powerful King and will see that Satan is cast to Hell.
Why must God become flesh? This is the way God chose to defeat Satan's desire to bring many to sin. The wages of sin is death. Since no human can be sinless and God loves us so much, so Jesus by dying on the Cross has given all humans the perfect salvation plan............
Singapore has commercialised Christmas at its best. Walking along Orchard Road one can see the spectacular Christmas decorations. No wonder millions go there to see the splendour and do their Christmas shopping.
This year Christmas means giving thanks to God for the so many huge gifts I am experiencing now..............Lord, thank you so much for your generous gifts throughout 2009....Amen
Blessed Christmas everyone. God loves you so much.............
God became human on one Christmas day. He came in the form of baby Jesus. Born in a manger God tells the world its great to be the downtrodden as it is only temporary. Jesus Christ will returns to earth as a powerful King and will see that Satan is cast to Hell.
Why must God become flesh? This is the way God chose to defeat Satan's desire to bring many to sin. The wages of sin is death. Since no human can be sinless and God loves us so much, so Jesus by dying on the Cross has given all humans the perfect salvation plan............
Singapore has commercialised Christmas at its best. Walking along Orchard Road one can see the spectacular Christmas decorations. No wonder millions go there to see the splendour and do their Christmas shopping.
This year Christmas means giving thanks to God for the so many huge gifts I am experiencing now..............Lord, thank you so much for your generous gifts throughout 2009....Amen
Blessed Christmas everyone. God loves you so much.............
MM.........what's that?
In investment, especially Forex MM or Money Management is crucial for successful trading.
In Malaysia, MM or Mohd Mahathir or Malaysia Mismanaged is the reason why we need to pay RM50 per credit card we own.
I owmed 10 credit cards so its RM500 per year. Not much for some but a lot for many who noticed that since Singapore seperated from Malays1a, Singapore has progressed leaps and bounds. On the other hand Malaysia is going backwards economically when their citizens are being milked in every conceivable way.
Wonder whats next? Oh yeah GST................
In Malaysia, MM or Mohd Mahathir or Malaysia Mismanaged is the reason why we need to pay RM50 per credit card we own.
I owmed 10 credit cards so its RM500 per year. Not much for some but a lot for many who noticed that since Singapore seperated from Malays1a, Singapore has progressed leaps and bounds. On the other hand Malaysia is going backwards economically when their citizens are being milked in every conceivable way.
Wonder whats next? Oh yeah GST................
Thursday, December 24, 2009
The Celebration of Christmas
The Celebration of Christmas
Luke 2:1-20
Imagine that you're one of the Bethlehem shepherds, and you are traveling forward in time to 2009 so you can witness celebration of the Messiah's birth. What an amazing privilege to see people all over the world commemorating the event that changed your life—and to know that it has transformed the lives of countless others over the last 2,000 years.
Now, consider the shock of observing the elaborate traditions that have come to be associated with Christmas. To a first-century shepherd, these customs would seem extravagant. In fact, he might have a hard time figuring out what many of them have to do with the birth of Christ.
My purpose is not to tell you how to celebrate Christmas. The things we do, places we go, and ways we decorate are not the issue—appropriate merriment pleases God (Prov. 17:22 nkjv), who even gave the Israelites festivals to observe. In fact, Christians, of all people, have the greatest reason to rejoice over Jesus' nativity. But occasionally, we would be wise to examine our own unique set of Christmas traditions to determine if they are beneficial. Consider whether they are enjoyable or stressful. Do they remind you of Christ or cause you to forget Him in the rush of activity?
With each passing year, increasing expectations of what Christmas is "supposed to be" can steal the joy of Christ's birth. This year, pause to look at this season through a shepherd's eyes. Spend time reading about the Savior in Scripture, delighting in Him, and glorifying God for His good gift.
For more biblical teaching and resources from Dr. Charles Stanley, please visit www.intouch.org.
Luke 2:1-20
Imagine that you're one of the Bethlehem shepherds, and you are traveling forward in time to 2009 so you can witness celebration of the Messiah's birth. What an amazing privilege to see people all over the world commemorating the event that changed your life—and to know that it has transformed the lives of countless others over the last 2,000 years.
Now, consider the shock of observing the elaborate traditions that have come to be associated with Christmas. To a first-century shepherd, these customs would seem extravagant. In fact, he might have a hard time figuring out what many of them have to do with the birth of Christ.
My purpose is not to tell you how to celebrate Christmas. The things we do, places we go, and ways we decorate are not the issue—appropriate merriment pleases God (Prov. 17:22 nkjv), who even gave the Israelites festivals to observe. In fact, Christians, of all people, have the greatest reason to rejoice over Jesus' nativity. But occasionally, we would be wise to examine our own unique set of Christmas traditions to determine if they are beneficial. Consider whether they are enjoyable or stressful. Do they remind you of Christ or cause you to forget Him in the rush of activity?
With each passing year, increasing expectations of what Christmas is "supposed to be" can steal the joy of Christ's birth. This year, pause to look at this season through a shepherd's eyes. Spend time reading about the Savior in Scripture, delighting in Him, and glorifying God for His good gift.
For more biblical teaching and resources from Dr. Charles Stanley, please visit www.intouch.org.
The king in the manger
The king in the manger
December 24, 2009
"...behold, wise men from the east came to Jerusalem, saying, "Where is he who has been born king of the Jews? For we saw his star when it rose and have come to worship him."
--Matthew 2:1-2
When the wise men from the East saw that bright star hovering over the little town of Bethlehem, they knew something remarkable had taken place. According to their beliefs, such a star signified the birth of someone great. And they journeyed toward the light wondering as they traveled, "Where is he who is born king?"
These men were wise, indeed! They recognized they were in search of a king! I wonder if you could look into that manger, would you see a king? You should!
The Scripture tells us that even at his birth, in all of its simplicity and humility, Jesus was worshiped as a king. Humble shepherds came and bowed before his manger-throne. Wise men brought gifts worthy of a king. Angelic choirs praised him. The king of heaven and earth was born!
And clearly King Herod recognized this newborn as a king. This maniacal king saw Jesus as a rival to all known kingdoms, including his own.
But Jesus didn't come to rule over men, but to give himself for them!
On this Christmas Eve, make Jesus the undisputed, unrivaled king of your heart! Give him the worship and adoration he deserves.
THIS CHRISTMAS, MAKE JESUS THE UNDISPUTED, UNRIVALED KING OF YOUR HEART
December 24, 2009
"...behold, wise men from the east came to Jerusalem, saying, "Where is he who has been born king of the Jews? For we saw his star when it rose and have come to worship him."
--Matthew 2:1-2
When the wise men from the East saw that bright star hovering over the little town of Bethlehem, they knew something remarkable had taken place. According to their beliefs, such a star signified the birth of someone great. And they journeyed toward the light wondering as they traveled, "Where is he who is born king?"
These men were wise, indeed! They recognized they were in search of a king! I wonder if you could look into that manger, would you see a king? You should!
The Scripture tells us that even at his birth, in all of its simplicity and humility, Jesus was worshiped as a king. Humble shepherds came and bowed before his manger-throne. Wise men brought gifts worthy of a king. Angelic choirs praised him. The king of heaven and earth was born!
And clearly King Herod recognized this newborn as a king. This maniacal king saw Jesus as a rival to all known kingdoms, including his own.
But Jesus didn't come to rule over men, but to give himself for them!
On this Christmas Eve, make Jesus the undisputed, unrivaled king of your heart! Give him the worship and adoration he deserves.
THIS CHRISTMAS, MAKE JESUS THE UNDISPUTED, UNRIVALED KING OF YOUR HEART
Wednesday, December 23, 2009
Is Peace Possible in Bad Times?
Is Peace Possible in Bad Times?
John 16:28-33
Is it possible to be at peace when you have just received a "pink slip"? When your 16-year-old daughter discovers that she is pregnant? When your spouse says, "I don't want to be married anymore"?
Is it possible to be at peace when you fall into a deep depression? Yes! God's peace is available no matter how painful and hopeless your situation seems.
Peace is not gained by manipulating circumstances. Sometimes people think that if they could just rearrange their situation a bit, then life would be wonderful. That kind of self-reliance is both foolish and unbiblical. Fixing a problem outside of the Lord's will might result in temporary calm, but lasting peace will continue to
be elusive.
A tranquil heart is the result of trusting the Lord, no matter how messy life gets. Jesus warned that believers would have trouble on this earth, but He has overcome the world. In other words, we can have peace in spite of our trials. Although a storm of trouble rages around a believer, he can travel through it with a sense of serenity because Jesus walks alongside him. Thanks to his relationship with Christ, the believer receives all that he needs to face his trial—including courage, wisdom, guidance, and comfort.
Jesus promised peace for those who trust in Him. Thankfully, He also "delivers" on everything He promises. Our part is to take one day at a time and believe that God will carry us through. Divine peace and everything else that we need will follow our faith.
For more biblical teaching and resources from Dr. Charles Stanley, please visit www.intouch.org.
John 16:28-33
Is it possible to be at peace when you have just received a "pink slip"? When your 16-year-old daughter discovers that she is pregnant? When your spouse says, "I don't want to be married anymore"?
Is it possible to be at peace when you fall into a deep depression? Yes! God's peace is available no matter how painful and hopeless your situation seems.
Peace is not gained by manipulating circumstances. Sometimes people think that if they could just rearrange their situation a bit, then life would be wonderful. That kind of self-reliance is both foolish and unbiblical. Fixing a problem outside of the Lord's will might result in temporary calm, but lasting peace will continue to
be elusive.
A tranquil heart is the result of trusting the Lord, no matter how messy life gets. Jesus warned that believers would have trouble on this earth, but He has overcome the world. In other words, we can have peace in spite of our trials. Although a storm of trouble rages around a believer, he can travel through it with a sense of serenity because Jesus walks alongside him. Thanks to his relationship with Christ, the believer receives all that he needs to face his trial—including courage, wisdom, guidance, and comfort.
Jesus promised peace for those who trust in Him. Thankfully, He also "delivers" on everything He promises. Our part is to take one day at a time and believe that God will carry us through. Divine peace and everything else that we need will follow our faith.
For more biblical teaching and resources from Dr. Charles Stanley, please visit www.intouch.org.
The promise of Christmas
The promise of Christmas
December 21, 2009
Behold, the virgin shall conceive and bear a son, and shall call his name Immanuel.
--Matthew 1:23
The Christmas season is an amazing time of year, isn't it? But in reality, every day is Christmas for the Christian. It's absolutely true. You and I can experience the reality and the power of the advent of Christ in our lives every day.
The promise of his coming resides in the very name the angel used to announce his birth: Emmanuel, which means "God with us." This is the glorious gift of God to all who believe! In Christ Jesus, God is with us, God is for us, and God is in us!
You see, his coming can do more than fill our hearts with joy at Christmastime. It can fill our lives with daily joy and purpose!
So when Christmas has passed, when all the packages are unwrapped and all the food has been eaten, you don't have to spend one minute wondering, "Is this all there is?" You have the assurance that there is so much more because Christ has come to earth and into your life!
Embrace the advent of Christ today and every day of your life. And rejoice that he has given you the greatest gift that he can give. He has given you himself.
THIS IS THE GLORIOUS PROMISE OF CHRISTMAS: GOD IS WITH US, GOD IS FOR US, AND GOD IS IN US!
December 21, 2009
Behold, the virgin shall conceive and bear a son, and shall call his name Immanuel.
--Matthew 1:23
The Christmas season is an amazing time of year, isn't it? But in reality, every day is Christmas for the Christian. It's absolutely true. You and I can experience the reality and the power of the advent of Christ in our lives every day.
The promise of his coming resides in the very name the angel used to announce his birth: Emmanuel, which means "God with us." This is the glorious gift of God to all who believe! In Christ Jesus, God is with us, God is for us, and God is in us!
You see, his coming can do more than fill our hearts with joy at Christmastime. It can fill our lives with daily joy and purpose!
So when Christmas has passed, when all the packages are unwrapped and all the food has been eaten, you don't have to spend one minute wondering, "Is this all there is?" You have the assurance that there is so much more because Christ has come to earth and into your life!
Embrace the advent of Christ today and every day of your life. And rejoice that he has given you the greatest gift that he can give. He has given you himself.
THIS IS THE GLORIOUS PROMISE OF CHRISTMAS: GOD IS WITH US, GOD IS FOR US, AND GOD IS IN US!
The God who saves
The God who saves
December 22, 2009
"She will bear a son, and you shall call his name Jesus, for he will save his people from their sins."
--Matthew 1:21
There's no story in Scripture as wondrous and as miraculous as the story of Jesus coming to earth. I like to call it God's "glorious impossible" mission to rescue mankind.
You see, without Christ, mankind was completely helpless. We couldn't pull ourselves up by our spiritual bootstraps. There was nothing we could do to save ourselves. We had broken God's commandments, and sin separated us from God eternally. There was nothing that we could do to merit God's grace or forgiveness.
But while we were helpless to save ourselves, we weren't hopeless. Jesus' glorious impossible mission was our salvation!
In Luke 19:10, Jesus said this about his purpose, "For the Son of Man came to seek and to save the lost." His mission was to "seek and to save"! In fact, his very name, Jesus, means "God will save"!
Apart from Jesus, we would face certain judgment. Apart from our Savior, there is nothing but death. But Jesus came to turn our despair into hope, our sorrow and sadness into joy, and our fear into peace! What we could not do for ourselves, he has done for us.
So this Christmas, rejoice! Your Savior was born! And he was born that you might be born again. He is your Jesus, the God who saves.
JESUS' GLORIOUS IMPOSSIBLE MISSION IS OUR SALVATION!
December 22, 2009
"She will bear a son, and you shall call his name Jesus, for he will save his people from their sins."
--Matthew 1:21
There's no story in Scripture as wondrous and as miraculous as the story of Jesus coming to earth. I like to call it God's "glorious impossible" mission to rescue mankind.
You see, without Christ, mankind was completely helpless. We couldn't pull ourselves up by our spiritual bootstraps. There was nothing we could do to save ourselves. We had broken God's commandments, and sin separated us from God eternally. There was nothing that we could do to merit God's grace or forgiveness.
But while we were helpless to save ourselves, we weren't hopeless. Jesus' glorious impossible mission was our salvation!
In Luke 19:10, Jesus said this about his purpose, "For the Son of Man came to seek and to save the lost." His mission was to "seek and to save"! In fact, his very name, Jesus, means "God will save"!
Apart from Jesus, we would face certain judgment. Apart from our Savior, there is nothing but death. But Jesus came to turn our despair into hope, our sorrow and sadness into joy, and our fear into peace! What we could not do for ourselves, he has done for us.
So this Christmas, rejoice! Your Savior was born! And he was born that you might be born again. He is your Jesus, the God who saves.
JESUS' GLORIOUS IMPOSSIBLE MISSION IS OUR SALVATION!
Forex v FKLI/FCPO
Try opening a USD 100 million position in forex, Cable ot Fiber and you may create a ripple.
Do likewise for FKLI/FCPO you will create a mini tsunami......................gagaga
GISG
Do likewise for FKLI/FCPO you will create a mini tsunami......................gagaga
GISG
Monday, December 21, 2009
"...if I have faith that can move mountains, but have not love, I am nothing."
When we are in heaven after this sojourn on earth, which is so brief, we only need and give love. No wonder the Bible says....Love is the greatest...
As I am now watching Astro's History channel on the 2004 Tsunami, so many memories filled my mind........... I remembered my little daughter of 6 years old wanting to go to Phuket for a Christmas holiday. We did not go there as God "directed" me to go elsewhere. ............I also had a "personal tsunami" that nearly wiped me off................Its indeed a very painful and tragic year for many including myself..........
250,000 lives were perished in that very tragic natural disaster. So why God allow such cruel tragedy to happen if we have a very loving God? The answer lies in Genesis....Adam and Eve DISOBEY God.............
Mery and Blessed Christmas.....and a great New Year..2010..
As I am now watching Astro's History channel on the 2004 Tsunami, so many memories filled my mind........... I remembered my little daughter of 6 years old wanting to go to Phuket for a Christmas holiday. We did not go there as God "directed" me to go elsewhere. ............I also had a "personal tsunami" that nearly wiped me off................Its indeed a very painful and tragic year for many including myself..........
250,000 lives were perished in that very tragic natural disaster. So why God allow such cruel tragedy to happen if we have a very loving God? The answer lies in Genesis....Adam and Eve DISOBEY God.............
Mery and Blessed Christmas.....and a great New Year..2010..
A Gut Honest Look at Love
A Gut Honest Look at Love
Lysa TerKeurst
"...if I have faith that can move mountains, but have not love, I am nothing."
1 Corinthians 13:2 (NIV)
Devotion:
As the holidays approach, I have to be careful about developing an overly ideal view of love. Sometimes I'm guilty of setting the expectations so high of what a 'love filled' Christmas should be that it dooms me to feeling disappointed and grumpy. Ever been there?
Well, this year I am feeling challenged to look at love a little differently. I don't want to repeat a habit that I've had from the past where I expect unrealistic things from those I love. I used to hold out the little cup of my heart to my husband, "Will you fill my empty spaces? Will you do that one really romantic thing that makes me feel like I'm the most terrific and special woman in the world?"
Then I would hold it out to my children, "Will you fill up my empty spaces? Will you do something that makes me look really good as a mom so I'll feel a little more validated?"
Then I would hold it out to my friends, "Will you fill up my empty spaces? Will you provide something today that makes me feel more included and significant?"
Maybe Christmas is an odd time to consider such things.
Or, maybe this season celebrating Jesus is the perfect time to hit the reset button on my sometimes frail heart. Love is a tricky thing. Our hearts were created to crave it. But misplaced expectations from love can wreak havoc in a person's heart.
God proclaims in 1 Corinthians 13:8 that love never fails. And in the quietness of my heart that verse makes me squirm a bit. I see love failing all the time. Or do I?
If my only view of love is what it will give me, love from others will fail me every time. It's not that love fails. It's that other people were never meant to be my God. Even a great husband, wonderful children and a thriving ministry can never truly fill me up, right all my wrongs, and soothe those deep insecurities. Not at Christmas. Not at any other time of the year.
No, I can't read 1 Corinthians chapter 13 with eyes hungry to see what love should give me and then demand it from those around me. I should read those steadfast Scriptures with the realization that this is the kind of love God gives to me. And this is the kind of love I can choose to give to other people.
I can choose that my love will be patient. My love will be kind. My love won't keep a record of wrongs. (Ouch - that's a hard one, right?)
I can choose that my love will protect and persevere.
And I can choose to lay the cup of my heart at Jesus' feet and stop twirling, twirling, twirling...hoping- demanding- that those around me do things for me they were never meant to do.
Interestingly enough, when I read 1 Corinthians 13 again this morning I found an odd yet perfect verse toward the end of this chapter. "When I was a child, I talked like a child, I thought like a child, I reasoned like a child. When I became a man, I put childish ways behind me" (verse 11).
Yes indeed. How funny I never connected that verse about putting away childish things with 1 Corinthians 13 - known as the chapter of love. Oh how we have the propensity to grow in other areas while keeping such a childish, selfish view of love.
Love isn't what I have the opportunity to get from this world. Love is what I have the opportunity to give. And I guess there's no more appropriate time to remember this than Christmas.
Dear Lord, thank You for the ability to see love in the proper way. Help me to know how to be filled with Your love so I don't try to get others to fill my empty spaces. Lord, give me wisdom with each of my relationships. Make me a woman that properly lives the principals in 1 Corinthians 13. In Jesus' Name, Amen.
Lysa TerKeurst
"...if I have faith that can move mountains, but have not love, I am nothing."
1 Corinthians 13:2 (NIV)
Devotion:
As the holidays approach, I have to be careful about developing an overly ideal view of love. Sometimes I'm guilty of setting the expectations so high of what a 'love filled' Christmas should be that it dooms me to feeling disappointed and grumpy. Ever been there?
Well, this year I am feeling challenged to look at love a little differently. I don't want to repeat a habit that I've had from the past where I expect unrealistic things from those I love. I used to hold out the little cup of my heart to my husband, "Will you fill my empty spaces? Will you do that one really romantic thing that makes me feel like I'm the most terrific and special woman in the world?"
Then I would hold it out to my children, "Will you fill up my empty spaces? Will you do something that makes me look really good as a mom so I'll feel a little more validated?"
Then I would hold it out to my friends, "Will you fill up my empty spaces? Will you provide something today that makes me feel more included and significant?"
Maybe Christmas is an odd time to consider such things.
Or, maybe this season celebrating Jesus is the perfect time to hit the reset button on my sometimes frail heart. Love is a tricky thing. Our hearts were created to crave it. But misplaced expectations from love can wreak havoc in a person's heart.
God proclaims in 1 Corinthians 13:8 that love never fails. And in the quietness of my heart that verse makes me squirm a bit. I see love failing all the time. Or do I?
If my only view of love is what it will give me, love from others will fail me every time. It's not that love fails. It's that other people were never meant to be my God. Even a great husband, wonderful children and a thriving ministry can never truly fill me up, right all my wrongs, and soothe those deep insecurities. Not at Christmas. Not at any other time of the year.
No, I can't read 1 Corinthians chapter 13 with eyes hungry to see what love should give me and then demand it from those around me. I should read those steadfast Scriptures with the realization that this is the kind of love God gives to me. And this is the kind of love I can choose to give to other people.
I can choose that my love will be patient. My love will be kind. My love won't keep a record of wrongs. (Ouch - that's a hard one, right?)
I can choose that my love will protect and persevere.
And I can choose to lay the cup of my heart at Jesus' feet and stop twirling, twirling, twirling...hoping- demanding- that those around me do things for me they were never meant to do.
Interestingly enough, when I read 1 Corinthians 13 again this morning I found an odd yet perfect verse toward the end of this chapter. "When I was a child, I talked like a child, I thought like a child, I reasoned like a child. When I became a man, I put childish ways behind me" (verse 11).
Yes indeed. How funny I never connected that verse about putting away childish things with 1 Corinthians 13 - known as the chapter of love. Oh how we have the propensity to grow in other areas while keeping such a childish, selfish view of love.
Love isn't what I have the opportunity to get from this world. Love is what I have the opportunity to give. And I guess there's no more appropriate time to remember this than Christmas.
Dear Lord, thank You for the ability to see love in the proper way. Help me to know how to be filled with Your love so I don't try to get others to fill my empty spaces. Lord, give me wisdom with each of my relationships. Make me a woman that properly lives the principals in 1 Corinthians 13. In Jesus' Name, Amen.
Saturday, December 19, 2009
Stepping Into Temptation
Stepping Into Temptation
James 1:13-16
Temptation can be defined as an inducement to do evil. Three powerful forces work together to ruin a believer's character and witness: Satan, the world system, and our own lustful "flesh" tendencies. Being tempted isn't a sin, but yielding is. We commonly hear the expression "falling into temptation," but in reality, we walk into it, one step at a time. Throughout the journey, we have a choice to stop our downward progression into this dangerous territory or to move ahead and suffer the consequences.
The process starts in the mind. Preventing every attractive thought from entering our minds is impossible, but we can choose how long to hold onto each one. By entertaining an idea, we take another step downward into imagination. One of the Devil's greatest deceptions is convincing us that experiencing the pleasures of sin in our fantasies isn't really that bad. After all, we haven't actually carried it out.
Satan knows the power of our thoughts. By gaining this foothold, he has seized the greatest motivator of the human will—desire. Those "harmless imaginations" now turn into blazing passions that crave satisfaction. That's just a step away from uniting the desire with action, at which point all opposition has vanished and sin is accomplished.
Resisting temptation becomes harder with each progressive step. Begin the fight early by rejecting tempting thoughts and refusing to dwell on the promised pleasure. Instead, consider sin's consequences. The cost is always higher than the fleeting enjoyment. Turn toward God and start to obey.
For more biblical teaching and resources from Dr. Charles Stanley, please visit www.intouch.org.
James 1:13-16
Temptation can be defined as an inducement to do evil. Three powerful forces work together to ruin a believer's character and witness: Satan, the world system, and our own lustful "flesh" tendencies. Being tempted isn't a sin, but yielding is. We commonly hear the expression "falling into temptation," but in reality, we walk into it, one step at a time. Throughout the journey, we have a choice to stop our downward progression into this dangerous territory or to move ahead and suffer the consequences.
The process starts in the mind. Preventing every attractive thought from entering our minds is impossible, but we can choose how long to hold onto each one. By entertaining an idea, we take another step downward into imagination. One of the Devil's greatest deceptions is convincing us that experiencing the pleasures of sin in our fantasies isn't really that bad. After all, we haven't actually carried it out.
Satan knows the power of our thoughts. By gaining this foothold, he has seized the greatest motivator of the human will—desire. Those "harmless imaginations" now turn into blazing passions that crave satisfaction. That's just a step away from uniting the desire with action, at which point all opposition has vanished and sin is accomplished.
Resisting temptation becomes harder with each progressive step. Begin the fight early by rejecting tempting thoughts and refusing to dwell on the promised pleasure. Instead, consider sin's consequences. The cost is always higher than the fleeting enjoyment. Turn toward God and start to obey.
For more biblical teaching and resources from Dr. Charles Stanley, please visit www.intouch.org.
Friday, December 18, 2009
gagaga........hahaha... go ahead, use your own basis
He will swallow up death in victory, and the Lord GOD will wipe away tears from off all faces; and the rebuke of his people shall he take away from off all the earth; for the LORD has spoken it.
And it shall be said in the day, Lo, this is our God; we have waited for him and he will save us; this is the LORD; we have waited for him, we will be glad and rejoice in his salvation.
Isaiah 25: 8-9
Be glad and rejoice, hahaahahahaha.
I had the following convesation with a very confident forex trader and trainer this morning. He is from Singapore.
me: good morning bro
Eric: morning
me: 60pips plunge in cable
Eric: err... so?
me: time to long
Eric: hahaha... go ahead, use your own basis
me: i am using GA now
no more TA or FA
Eric: Gut?
me: gagaga
Sent at 7:41 AM on Friday
me: seek God
God Analysis...............
Sent at 7:48 AM on Friday
I wish Eric is more friendly. Although we are competitor in the forex training business we can still be friends.
Forex trading humbles the arrogants and rewards the meek..................................... Amen
And it shall be said in the day, Lo, this is our God; we have waited for him and he will save us; this is the LORD; we have waited for him, we will be glad and rejoice in his salvation.
Isaiah 25: 8-9
Be glad and rejoice, hahaahahahaha.
I had the following convesation with a very confident forex trader and trainer this morning. He is from Singapore.
me: good morning bro
Eric: morning
me: 60pips plunge in cable
Eric: err... so?
me: time to long
Eric: hahaha... go ahead, use your own basis
me: i am using GA now
no more TA or FA
Eric: Gut?
me: gagaga
Sent at 7:41 AM on Friday
me: seek God
God Analysis...............
Sent at 7:48 AM on Friday
I wish Eric is more friendly. Although we are competitor in the forex training business we can still be friends.
Forex trading humbles the arrogants and rewards the meek..................................... Amen
Thursday, December 17, 2009
Maureen McGovern Can You Read My Mind
http://www.youtube.com/watch?v=qyInno0Jxeg
Can you read my mind?
Do you know what it is you do to me?
Don't know who you are,
Just a friend from another star
Here I am like a kid at a school
Holding hands with a god, I'm a fool
Will you look at me quivering
Like a little girl shivering?
You can see right through me
Can you read my mind?
Can you picture the things I'm thinking of?
Wondering why you are
All the wonderful things you are
You can fly, you belong to the sky
You and I could belong to each other
If you need a friend,
I'm the one to fly to
If you need to be loved, (to be loved)
Here I am, read my mind!
INSTRUMENTAL BRIDGE
Will you look at me quivering
Like a little girl shivering?
You can see right through me
If you need a friend,
I'm the one to fly to
If you need to be loved,
Here I am, read my mind!
Read my mind!
Can you read my mind?
Do you know what it is you do to me?
Don't know who you are,
Just a friend from another star
Here I am like a kid at a school
Holding hands with a god, I'm a fool
Will you look at me quivering
Like a little girl shivering?
You can see right through me
Can you read my mind?
Can you picture the things I'm thinking of?
Wondering why you are
All the wonderful things you are
You can fly, you belong to the sky
You and I could belong to each other
If you need a friend,
I'm the one to fly to
If you need to be loved, (to be loved)
Here I am, read my mind!
INSTRUMENTAL BRIDGE
Will you look at me quivering
Like a little girl shivering?
You can see right through me
If you need a friend,
I'm the one to fly to
If you need to be loved,
Here I am, read my mind!
Read my mind!
1212............calling
A real friend is one who walks in when the rest of the world walks out.-- Walter Winchell
Almost all my "friends" walk out on me when I faced the greatest crisis of my life in 2005. Only my mum was there to give me the necessary support and love to help me get through that crisis or trial.
Of course God is always beside me as I only see one set of footprints as I trudged along...................He was carrying me at my weakest moment.............God is so good................
Almost all my "friends" walk out on me when I faced the greatest crisis of my life in 2005. Only my mum was there to give me the necessary support and love to help me get through that crisis or trial.
Of course God is always beside me as I only see one set of footprints as I trudged along...................He was carrying me at my weakest moment.............God is so good................
Year end FOREX.................
"Expect the market to be a bit dull until after that announcement. With lower, end of year liquidity...if there is any movement afterwards, it could be volatile due to the lighter volume since the big institutions are starting to wind down their positions and close the books for the year." Sean Hyman
He's my Forex Mentor. Learn a lot from him at the FXCM forum
He's my Forex Mentor. Learn a lot from him at the FXCM forum
Contentment
"Contentment is not the fulfillment of
what you want, it is the realization
of how much you already have."
Give thanks to God for all the blessings and lessons. Be joyful when you are facing a crisis. Easier said than done. How can one be joyful when you are in the midst of a crisis?
Look back on the crisis you have overcome. You come out stronger, happier, richer, wiser........... Thats something to be joyful...........
Consider it pure joy, my brothers, whenever you face trials of many kinds,
James 1:1-3
what you want, it is the realization
of how much you already have."
Give thanks to God for all the blessings and lessons. Be joyful when you are facing a crisis. Easier said than done. How can one be joyful when you are in the midst of a crisis?
Look back on the crisis you have overcome. You come out stronger, happier, richer, wiser........... Thats something to be joyful...........
Consider it pure joy, my brothers, whenever you face trials of many kinds,
James 1:1-3
Good Morning.....The harder you work the luckier you get. True or false?.........
Forex trading is not easy and wouldn’t expect it to be with the rewards to be had but the good news is it’s not that hard either. Most traders think the harder they work the more money they will make. In many areas of life this is true but not in forex markets! You get paid for being right with your trading signal and that’s it.
Make sure your DS is proven for the past 3 years. Otherwise use a demo account only. More than 95% of forex traders will lose. Its a harsh statistic. It applies to any business venture. But it seems harsher in forex but thats not true. Forex can complete a cycle or a chart pattern in less than 1 hour. Others like equities, futures and other investment may take days to years!!
So total reliance on God for wisdom and guidance is very essential. This also applies in any earthly endeavour.....................Amen.......GISG..........
Wednesday, December 16, 2009
Required reading
December 16, 2009
And they devoted themselves to the apostles' teaching...
--Acts 2:42
How devoted are you to the word of God? Are you committed to reading, to knowing, to understanding, and to letting the Word of God transform your life?
Now, you may say, "I am devoted to God's Word. I go to church. I listen to the sermon every week." And that's good. But you shouldn't stop there!
You and I need to be completely devoted to spending personal time in the Word of God. Do you know why? Think about that very first church created by God on the Day of Pentecost.
The Scripture says that these new followers "devoted themselves to the apostles' teaching." The apostles were teaching the Word of God from the Old Testament, as well as from all that they had observed about Jesus, his life, and teachings.
God's Word was essential to the survival of the early church, to strengthening each new follower, and to growing the church. And it remains essential today. Devotion to the Word of God is an unchanging hallmark of the empowered church.
I challenge you to devote yourself to the Word. Spend time in the Scripture every day. Put your whole heart into knowing and growing in God's Word.
PUT YOUR WHOLE HEART INTO KNOWING AND GROWING IN GOD'S WORD.
--------------------------------------------------------------------------------
For more from PowerPoint Ministries and Dr. Jack Graham, please visit www.jackgraham.org
And they devoted themselves to the apostles' teaching...
--Acts 2:42
How devoted are you to the word of God? Are you committed to reading, to knowing, to understanding, and to letting the Word of God transform your life?
Now, you may say, "I am devoted to God's Word. I go to church. I listen to the sermon every week." And that's good. But you shouldn't stop there!
You and I need to be completely devoted to spending personal time in the Word of God. Do you know why? Think about that very first church created by God on the Day of Pentecost.
The Scripture says that these new followers "devoted themselves to the apostles' teaching." The apostles were teaching the Word of God from the Old Testament, as well as from all that they had observed about Jesus, his life, and teachings.
God's Word was essential to the survival of the early church, to strengthening each new follower, and to growing the church. And it remains essential today. Devotion to the Word of God is an unchanging hallmark of the empowered church.
I challenge you to devote yourself to the Word. Spend time in the Scripture every day. Put your whole heart into knowing and growing in God's Word.
PUT YOUR WHOLE HEART INTO KNOWING AND GROWING IN GOD'S WORD.
--------------------------------------------------------------------------------
For more from PowerPoint Ministries and Dr. Jack Graham, please visit www.jackgraham.org
Thanks For being a great Friend - hng,mike,toto,elmo1988,et,velo& all cyber friends :)
7. When you think you have no chance of getting what you want, you probably won't get it, but if you trust God to do what's best, and wait on His time, sooner or later, you will get it or something better.
I extracted the above from http://wealth-trade.blogspot.com/2009/12/thanks-for-being-great-friend.html
The phrase that got me excited was No. 7. 7 also happens to be God's seemingly faovurite number. Was it a coincidence or is the writer giving God the glory. Hope the blog owner, "horse" can shed some light by way of a comment.
Amen. GISG
I extracted the above from http://wealth-trade.blogspot.com/2009/12/thanks-for-being-great-friend.html
The phrase that got me excited was No. 7. 7 also happens to be God's seemingly faovurite number. Was it a coincidence or is the writer giving God the glory. Hope the blog owner, "horse" can shed some light by way of a comment.
Amen. GISG
Tuesday, December 15, 2009
Invest like a young Warren Buffett
The Basics
Invest like a young Warren Buffett
advertisement
If the legendary buy-and-hold investor were starting out today, his portfolio might look like this. Our screener turned up 26 strong, well-run companies he might favor.
By Harry Domash
A lot of us wish we could invest like Warren Buffett -- and for good reason. Buffett and his partners acquired control of Berkshire Hathaway (BRK.A, news, msgs) in 1965. Since then, by taking positions in publicly traded companies such as McDonalds (MCD, news, msgs) and buying other companies outright, Buffett transformed Berkshire into, in effect, a closed-end mutual fund.
To say that shareholders in at the beginning have benefited mightily is a masterpiece of understatement. According to Forbes, Berkshire (Class A) shares were worth $15 apiece when Buffett took over the floundering textile manufacturer. The last time I looked, they were changing hands at $87,000 a share.
You can get in on the action by buying Berkshire Hathaway stock. Although, Class A shares will set you back the aforementioned $87,000, Class B shares (BRK.B, news, msgs) can be had for only $2,900 and change. Whats the difference? Not much. Besides representing less ownership, the only disadvantage of Class B shares is that you have limited voting rights compared to Class A shares.
Beyond Berkshire
But buying Berkshire shares may not be the best way to profit from Buffetts stock-picking wisdom. Heres why.
Buffett is your classic buy-and-hold investor and rarely sells. Consequently, Berkshires portfolio is stuffed with stocks bought years ago. For instance, Buffett added Coca-Cola (KO, news, msgs) in 1988, and its still Berkshires biggest holding. American Express (AXP, news, msgs), the portfolios second-largest holding, was added in the 1960s.
Its possible that Berkshires portfolio is laden with tired stocks whose best days are behind them. A close look at the performance numbers lends credence to that argument. Start investing with $100.
Explore our
new ETF center.
As of July 2004, Berkshire Hathaway shareholders had enjoyed a 16.1% average annual return over the previous 10 years, easily beating the S&P 500s ($INX) 9% or so annual return over the same period. But that 16% figure was no match for the blistering 31.7% average annual return that Berkshire racked up in the prior 10 years (July 1984 to July 1994). So while recent Berkshire Hathaways returns are still impressive, they are not keeping up with the earlier pace.
Also, Berkshires wholly owned company portfolio is heavily weighted with insurance stocks, making its performance susceptible to a downturn in that industry.
All things considered, picking stocks that a young Buffett would buy if he were just starting out today may be a better alternative than buying into Berkshires existing holdings. Here are some ideas about how you might go about doing that.
Get inside Buffetts head
Buffett hasnt yet written a book describing how he picks stocks, but he gives tantalizing hints in his Chairmans Letter that accompanies each Berkshire annual report. You can download the letters going back to 1977 from the Berkshire Hathaway site.
For best results, plan on spending some time getting familiar with Buffetts thinking through his letters or by reading a book on the topic. Countless authors have penned books purporting to describe Buffetts stock-picking strategies. Those by mutual fund manager Robert Hagstrom and by Buffetts ex-daughter-in-law, Mary Buffett, generally get the best reviews. Hagstrom's most recent title is The Essential Buffett: Timeless Principles for the New Economy. From Mary Buffett, look for "The New Buffettology."
Although Buffett trained under legendary value guru Benjamin Graham, he pays as much attention to a companys products, profitability, growth prospects and management quality as he does to valuation.
In a nutshell, Buffett strives to identify highly profitable companies capable of generating strong future earnings growth. To that end, he looks for companies with a sustainable competitive advantage, which, for him, usually translates to a strong brand name. Stocks such as McDonalds, Gillette (G, news, msgs) and H&R Block (HRB, news, msgs), all major Berkshire holdings, are examples.
Buffett doesnt look at analysts forecasts to predict future growth. Instead, he relies on the companys historical results. This requires an in-depth understanding of its business plan. He seeks out companies with strong management and demonstrated expertise in their industry. Conversely, he avoids companies that expand outside their area of expertise.
Ill explain in more detail as I describe a screen for finding stocks that a young Warren Buffett might find interesting.
The Young Buffett screen
Although he doesnt rule out companies currently experiencing rough times, Buffett insists on a strong profitability history. He relies on return on equity (ROE) to gauge profitability, but he also uses return on invested capital (ROC) to rule out high-debt stocks.
Return on equity is a companys net income divided by shareholders equity (book value). If you do the math, youll find that a company cant internally fund earnings growth faster than its ROE. For instance, a company with a 10% ROE cant grow earnings faster than 10% annually without raising additional cash by selling more shares or borrowing. Those are both no-nos for Buffett, who prefers low-debt companies that, if anything, are buying back shares.
Most money managers Ive talked to look for a minimum 15% ROE. Since Buffett is pickier than most, I upped that requirement to 17%. Try reducing it if you dont get enough candidates.
Screening Parameter: ROE: 5-year Avg. >= 17%
Watch return on capital
Because debt reduces shareholders' equity, all else equal, a high-debt company would have a higher ROE than one with low or no debt. Return on invested capital (ROC) takes debt out of the equation by adding it back to shareholder equity before doing the calculation. If a company carries no long-term debt, its return on capital would be the same as its return on equity. However, for a high-debt company, ROC would be much lower than ROE.
I required a minimum 17% ROC to rule out high-debt companies. If you reduce your ROE requirement, youll also have to cut ROC by the same amount.
Screening Parameter: Return on Invested Capital: 5-year Avg. >= 17%
Profit margins
Buffett looks for companies with above-average profit margins. If youre rusty on your stock-market math, profit margins are not the same as ROE, which is a profitability ratio. Net profit margin is total net income (bottom line income after all deductions) divided by total sales for the same period. For instance, a company would have a 10% net profit margin if it earned $10 million on sales of $100 million ($10 million divided by $100 million).
In theory, the company with the highest net profit margin is the most profitable. However, for a variety of reasons, different companies in the same industry may be paying different income-tax rates, distorting the profitability comparison.
Using pretax margins in place of net profit margins eliminates that problem by using net income before deducting income taxes.
I emulated Buffetts penchant for picking the most profitable companies in an industry by requiring that a passing stocks five-year average pre-tax profit margin must be at least 20% higher than industry average.
Screening Parameter: Pre-tax profit Margin: 5-year Avg. >= 1.2* Industry Avg. Pretax Margin: 5-year Avg.
Valuation
Buffett values stocks using a gauge he dubbed owner earnings, which is reported earnings with noncash expenses such as depreciation and amortization added back in and capital expenses subtracted. Buffetts owner earnings is similar to the more familiar term free cash flow.
Buffett doesnt want to overpay, and the price-to-cash flow ratio approximates his approach to valuing stocks. I emulated how I think he thinks by specifying a maximum ratio no more than 80% of the industry average.
Screening Parameter: Price/cash flow ratio <= 0.8* Industry Average price/cash flow ratio
I also required a positive ratio to rule out negative-cash-flow stocks.
Screening Parameter: Price/cash flow ratio >=0.1
Debt
Buffett frowns on high-debt companies, but his definition of high and low varies with each industry. I use the debt-to-equity ratio (long-term debt divided by shareholders equity) to measure debt, and I require a passing stocks D/E to be no higher than 80% of the industry average.
Screening Parameter: Debt to Equity Ratio <= 0.8*Industry Average Debt to Equity Ratio
Management quality
Buffett emphasizes the importance of picking companies with great management, which can be a subjective exercise. But income per employee, which is a companys net income divided by its employee count, is an objective gauge of managements effectiveness. Generally, the higher the income per employee, the better the management. Im guessing that Buffett would likely consider a company that exceeds its industry average in that department by at least 10% to be well managed.
Screening Parameter: Income per employee >= 1.1* Industry Average Income per employee
26 Young Buffett picks
The following screen results are from July 28, 2004:
Young Buffett Candidates
Company Industry ROE: 5-year avg. Price/cash flow ratio
Great Northern Iron Ore (GNI, news, msgs) Property management 62.70 13.20
Landauer (LDR, news, msgs) Research services 43.60 16.80
Oracle (ORCL, news, msgs) Application software 48.40 18.00
ITT Educational Services (ESI, news, msgs) Education & training services 43.20 17.60
The Yankee Candle Company (YCC, news, msgs) Personal products 36.20 13.90
Altria Group (MO, news, msgs) Cigarettes 47.70 9.00
Janus Capital Group (JNS, news, msgs) Asset management 31.20 3.40
H&R Block (HRB, news, msgs) Personal services 30.70 8.60
Craftmade International (CRFT, news, msgs) Electronics wholesale 27.30 12.60
Catalyst Semiconductor (CATS, news, msgs) Networking & communication devices 29.70 8.70
Utah Medical Products (UTMD, news, msgs) Medical instruments & supplies 30.80 14.20
Multimedia Games (MGAM, news, msgs) Gaming activities 28.60 11.00
Nokia Corporation (NOK, news, msgs) Communication equipment 26.10 9.70
Catalina Marketing (POS, news, msgs) Advertising agencies 28.00 10.80
K-Swiss (KSWS, news, msgs) Textile - apparel footwear & accessories 23.30 10.70
RenaissanceRe Holdings (RNR, news, msgs) Property & casualty insurance 23.60 5.80
Garmin (GRMN, news, msgs) Scientific & technical instruments 25.60 18.40
Cousins Properties (CUZ, news, msgs) Reit - diversified 23.70 8.50
Intergraph (INGR, news, msgs) Technical & system software 19.40 5.30
CryptoLogic (CRYP, news, msgs) Business software & services 24.00 14.60
Dionex (DNEX, news, msgs) Scientific & technical instruments 24.10 21.60
ITT Industries (ITT, news, msgs) Industrial electrical equipment 23.40 12.00
Franklin Electric (FELE, news, msgs) Industrial electrical equipment 21.00 15.80
Applied Biosystems Group (ABI, news, msgs) Scientific & technical instruments 19.70 11.50
Daktronics (DAKT, news, msgs) Scientific & technical instruments 17.50 19.00
Techne (TECH, news, msgs) Biotechnology 17.40 26.90
My screen turned up 26 stocks in a variety of industries, including some tech stocks. While the real Buffett avoids tech, in part because he doesnt understand the sector, a young Buffett just starting to build a portfolio would not have that aversion if the stock met his other requirements.
Since Warren Buffett hasnt found the time to reveal his stock-picking secrets to me, my screen emulates my understanding of the "spirit," not the letter, of his strategies. Given Buffetts penchant for learning everything he can about a company before he makes a move, Im sure that at best, he would consider the screen results a list of stocks to research further, not a buy list.
Invest like a young Warren Buffett
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If the legendary buy-and-hold investor were starting out today, his portfolio might look like this. Our screener turned up 26 strong, well-run companies he might favor.
By Harry Domash
A lot of us wish we could invest like Warren Buffett -- and for good reason. Buffett and his partners acquired control of Berkshire Hathaway (BRK.A, news, msgs) in 1965. Since then, by taking positions in publicly traded companies such as McDonalds (MCD, news, msgs) and buying other companies outright, Buffett transformed Berkshire into, in effect, a closed-end mutual fund.
To say that shareholders in at the beginning have benefited mightily is a masterpiece of understatement. According to Forbes, Berkshire (Class A) shares were worth $15 apiece when Buffett took over the floundering textile manufacturer. The last time I looked, they were changing hands at $87,000 a share.
You can get in on the action by buying Berkshire Hathaway stock. Although, Class A shares will set you back the aforementioned $87,000, Class B shares (BRK.B, news, msgs) can be had for only $2,900 and change. Whats the difference? Not much. Besides representing less ownership, the only disadvantage of Class B shares is that you have limited voting rights compared to Class A shares.
Beyond Berkshire
But buying Berkshire shares may not be the best way to profit from Buffetts stock-picking wisdom. Heres why.
Buffett is your classic buy-and-hold investor and rarely sells. Consequently, Berkshires portfolio is stuffed with stocks bought years ago. For instance, Buffett added Coca-Cola (KO, news, msgs) in 1988, and its still Berkshires biggest holding. American Express (AXP, news, msgs), the portfolios second-largest holding, was added in the 1960s.
Its possible that Berkshires portfolio is laden with tired stocks whose best days are behind them. A close look at the performance numbers lends credence to that argument. Start investing with $100.
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As of July 2004, Berkshire Hathaway shareholders had enjoyed a 16.1% average annual return over the previous 10 years, easily beating the S&P 500s ($INX) 9% or so annual return over the same period. But that 16% figure was no match for the blistering 31.7% average annual return that Berkshire racked up in the prior 10 years (July 1984 to July 1994). So while recent Berkshire Hathaways returns are still impressive, they are not keeping up with the earlier pace.
Also, Berkshires wholly owned company portfolio is heavily weighted with insurance stocks, making its performance susceptible to a downturn in that industry.
All things considered, picking stocks that a young Buffett would buy if he were just starting out today may be a better alternative than buying into Berkshires existing holdings. Here are some ideas about how you might go about doing that.
Get inside Buffetts head
Buffett hasnt yet written a book describing how he picks stocks, but he gives tantalizing hints in his Chairmans Letter that accompanies each Berkshire annual report. You can download the letters going back to 1977 from the Berkshire Hathaway site.
For best results, plan on spending some time getting familiar with Buffetts thinking through his letters or by reading a book on the topic. Countless authors have penned books purporting to describe Buffetts stock-picking strategies. Those by mutual fund manager Robert Hagstrom and by Buffetts ex-daughter-in-law, Mary Buffett, generally get the best reviews. Hagstrom's most recent title is The Essential Buffett: Timeless Principles for the New Economy. From Mary Buffett, look for "The New Buffettology."
Although Buffett trained under legendary value guru Benjamin Graham, he pays as much attention to a companys products, profitability, growth prospects and management quality as he does to valuation.
In a nutshell, Buffett strives to identify highly profitable companies capable of generating strong future earnings growth. To that end, he looks for companies with a sustainable competitive advantage, which, for him, usually translates to a strong brand name. Stocks such as McDonalds, Gillette (G, news, msgs) and H&R Block (HRB, news, msgs), all major Berkshire holdings, are examples.
Buffett doesnt look at analysts forecasts to predict future growth. Instead, he relies on the companys historical results. This requires an in-depth understanding of its business plan. He seeks out companies with strong management and demonstrated expertise in their industry. Conversely, he avoids companies that expand outside their area of expertise.
Ill explain in more detail as I describe a screen for finding stocks that a young Warren Buffett might find interesting.
The Young Buffett screen
Although he doesnt rule out companies currently experiencing rough times, Buffett insists on a strong profitability history. He relies on return on equity (ROE) to gauge profitability, but he also uses return on invested capital (ROC) to rule out high-debt stocks.
Return on equity is a companys net income divided by shareholders equity (book value). If you do the math, youll find that a company cant internally fund earnings growth faster than its ROE. For instance, a company with a 10% ROE cant grow earnings faster than 10% annually without raising additional cash by selling more shares or borrowing. Those are both no-nos for Buffett, who prefers low-debt companies that, if anything, are buying back shares.
Most money managers Ive talked to look for a minimum 15% ROE. Since Buffett is pickier than most, I upped that requirement to 17%. Try reducing it if you dont get enough candidates.
Screening Parameter: ROE: 5-year Avg. >= 17%
Watch return on capital
Because debt reduces shareholders' equity, all else equal, a high-debt company would have a higher ROE than one with low or no debt. Return on invested capital (ROC) takes debt out of the equation by adding it back to shareholder equity before doing the calculation. If a company carries no long-term debt, its return on capital would be the same as its return on equity. However, for a high-debt company, ROC would be much lower than ROE.
I required a minimum 17% ROC to rule out high-debt companies. If you reduce your ROE requirement, youll also have to cut ROC by the same amount.
Screening Parameter: Return on Invested Capital: 5-year Avg. >= 17%
Profit margins
Buffett looks for companies with above-average profit margins. If youre rusty on your stock-market math, profit margins are not the same as ROE, which is a profitability ratio. Net profit margin is total net income (bottom line income after all deductions) divided by total sales for the same period. For instance, a company would have a 10% net profit margin if it earned $10 million on sales of $100 million ($10 million divided by $100 million).
In theory, the company with the highest net profit margin is the most profitable. However, for a variety of reasons, different companies in the same industry may be paying different income-tax rates, distorting the profitability comparison.
Using pretax margins in place of net profit margins eliminates that problem by using net income before deducting income taxes.
I emulated Buffetts penchant for picking the most profitable companies in an industry by requiring that a passing stocks five-year average pre-tax profit margin must be at least 20% higher than industry average.
Screening Parameter: Pre-tax profit Margin: 5-year Avg. >= 1.2* Industry Avg. Pretax Margin: 5-year Avg.
Valuation
Buffett values stocks using a gauge he dubbed owner earnings, which is reported earnings with noncash expenses such as depreciation and amortization added back in and capital expenses subtracted. Buffetts owner earnings is similar to the more familiar term free cash flow.
Buffett doesnt want to overpay, and the price-to-cash flow ratio approximates his approach to valuing stocks. I emulated how I think he thinks by specifying a maximum ratio no more than 80% of the industry average.
Screening Parameter: Price/cash flow ratio <= 0.8* Industry Average price/cash flow ratio
I also required a positive ratio to rule out negative-cash-flow stocks.
Screening Parameter: Price/cash flow ratio >=0.1
Debt
Buffett frowns on high-debt companies, but his definition of high and low varies with each industry. I use the debt-to-equity ratio (long-term debt divided by shareholders equity) to measure debt, and I require a passing stocks D/E to be no higher than 80% of the industry average.
Screening Parameter: Debt to Equity Ratio <= 0.8*Industry Average Debt to Equity Ratio
Management quality
Buffett emphasizes the importance of picking companies with great management, which can be a subjective exercise. But income per employee, which is a companys net income divided by its employee count, is an objective gauge of managements effectiveness. Generally, the higher the income per employee, the better the management. Im guessing that Buffett would likely consider a company that exceeds its industry average in that department by at least 10% to be well managed.
Screening Parameter: Income per employee >= 1.1* Industry Average Income per employee
26 Young Buffett picks
The following screen results are from July 28, 2004:
Young Buffett Candidates
Company Industry ROE: 5-year avg. Price/cash flow ratio
Great Northern Iron Ore (GNI, news, msgs) Property management 62.70 13.20
Landauer (LDR, news, msgs) Research services 43.60 16.80
Oracle (ORCL, news, msgs) Application software 48.40 18.00
ITT Educational Services (ESI, news, msgs) Education & training services 43.20 17.60
The Yankee Candle Company (YCC, news, msgs) Personal products 36.20 13.90
Altria Group (MO, news, msgs) Cigarettes 47.70 9.00
Janus Capital Group (JNS, news, msgs) Asset management 31.20 3.40
H&R Block (HRB, news, msgs) Personal services 30.70 8.60
Craftmade International (CRFT, news, msgs) Electronics wholesale 27.30 12.60
Catalyst Semiconductor (CATS, news, msgs) Networking & communication devices 29.70 8.70
Utah Medical Products (UTMD, news, msgs) Medical instruments & supplies 30.80 14.20
Multimedia Games (MGAM, news, msgs) Gaming activities 28.60 11.00
Nokia Corporation (NOK, news, msgs) Communication equipment 26.10 9.70
Catalina Marketing (POS, news, msgs) Advertising agencies 28.00 10.80
K-Swiss (KSWS, news, msgs) Textile - apparel footwear & accessories 23.30 10.70
RenaissanceRe Holdings (RNR, news, msgs) Property & casualty insurance 23.60 5.80
Garmin (GRMN, news, msgs) Scientific & technical instruments 25.60 18.40
Cousins Properties (CUZ, news, msgs) Reit - diversified 23.70 8.50
Intergraph (INGR, news, msgs) Technical & system software 19.40 5.30
CryptoLogic (CRYP, news, msgs) Business software & services 24.00 14.60
Dionex (DNEX, news, msgs) Scientific & technical instruments 24.10 21.60
ITT Industries (ITT, news, msgs) Industrial electrical equipment 23.40 12.00
Franklin Electric (FELE, news, msgs) Industrial electrical equipment 21.00 15.80
Applied Biosystems Group (ABI, news, msgs) Scientific & technical instruments 19.70 11.50
Daktronics (DAKT, news, msgs) Scientific & technical instruments 17.50 19.00
Techne (TECH, news, msgs) Biotechnology 17.40 26.90
My screen turned up 26 stocks in a variety of industries, including some tech stocks. While the real Buffett avoids tech, in part because he doesnt understand the sector, a young Buffett just starting to build a portfolio would not have that aversion if the stock met his other requirements.
Since Warren Buffett hasnt found the time to reveal his stock-picking secrets to me, my screen emulates my understanding of the "spirit," not the letter, of his strategies. Given Buffetts penchant for learning everything he can about a company before he makes a move, Im sure that at best, he would consider the screen results a list of stocks to research further, not a buy list.
How to make more than 100% return on capital (ROC) per annum
Making more than 30% ROC per annum on your equities investment is considered a very respectable return. Warren Buffet could only get 31.7% average annual return that Berkshire racked up in the prior 10 years (July 1984 to July 1994).
So the only way to make MORE than 100% is to follow a proven system. A proven system must have more than 3 years of track record.
All the best....................
So the only way to make MORE than 100% is to follow a proven system. A proven system must have more than 3 years of track record.
All the best....................
Forex London Session Advantage
The European or London session starts around 8am GMT since the eastern Europeans would have gotten part of the momentum going already, this is the London session advance.
The market generally not have any time to do any fakes and would quickly move in their intended direction very quickly and decisively. Each time you see the pattern emerging, all you need to do is quickly get into it and ride on it. Never forget your stops though just in case you’re wrong about the whole thing.
Always bear in mind that you should lose little when you’re wrong but you want to make as much as possible when you’re right. That’s how you start getting yourself on the profitable side of things.
The European session the best because that’s where most of the trading liquidity and volume is. At the end of the day, trade whichever session you enjoy and profit from the most trade.
The market generally not have any time to do any fakes and would quickly move in their intended direction very quickly and decisively. Each time you see the pattern emerging, all you need to do is quickly get into it and ride on it. Never forget your stops though just in case you’re wrong about the whole thing.
Always bear in mind that you should lose little when you’re wrong but you want to make as much as possible when you’re right. That’s how you start getting yourself on the profitable side of things.
The European session the best because that’s where most of the trading liquidity and volume is. At the end of the day, trade whichever session you enjoy and profit from the most trade.
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